Registered on both ends. Accountable in the middle.
Zaldara is neither an exchange nor a bank. We are the registered counterparty that lets money move between the world and Latin America, and above all between North America and Central America, as if it were one system, and we answer for it at every step.
Less waiting. Fewer intermediaries. A clearer path for your money.
One counterparty instead of four.
Conversion, escrow, payment and financing sit with one company. You deal with one contact and one file, not a bank, an exchange, an escrow agent and a lender.
Paid in days, not weeks.
Most payments settle the same day or the next. Exporters who used to wait 30 to 90 days for an international payment can now be paid through our network and settle locally.
Fewer stops along the way.
A traditional international payment can pass through several correspondent banks, and each one adds time and a deduction. Our network connects both ends directly, so your payment takes fewer steps, arrives sooner and is easier to trace.
The amount you see is the amount you get.
Your rate is quoted and locked before execution, so nothing shifts between quote and settlement.
Start quickly.
Verification takes one to three business days for individuals and three to seven for businesses.
Close on your date.
When your funds are in digital assets or still in transit, bridge financing keeps a property closing on schedule. Subject to credit approval.
A file that works the first time.
Every transaction ends with one compliance record built for your bank, your notary and your accountant, so you are not chasing paperwork after the fact.
The structure is what you are buying.
Most firms hide their corporate structure in a footer. We show ours, because it is the reason the service works.
United States
Digiplat Inc.
- A registered Money Services Business
- State money-transmission licensing in progress
- US bank accounts, wire and ACH
Costa Rica
Zaldara's Costa Rican operations
- Registered under SUGEF's Article 15 bis framework
- Local bank accounts and local settlement
One compliance record for each transaction, covering KYC/AML, source of funds, transaction monitoring and regulatory reporting.
Client funds are with the client, with Zaldara, or with the recipient. There is never any doubt about which.
Three proofs, in order
- 01
Registered on both ends
In the United States, Zaldara is a registered Money Services Business, with state money-transmission licensing in progress. In Costa Rica, we operate under SUGEF's Article 15 bis framework, with local bank accounts and local settlement. Your money does not pass through a chain of correspondent banks.
- 02
We can hold it
We hold funds in escrow and release them by milestone for property purchases, acquisitions and construction. The company holding your funds is the same one converting them.
- 03
Capital at the table
Our private investor network bridges property closings and finances projects from US$ 50,000 to US$ 10 million. Subject to credit approval.
Registration gives us the right to hold funds. Holding funds gives us the right to finance.
What we are not
- Not
A bank. Accounts opened through Zaldara are at a bank, not with Zaldara.
- Not
An exchange, a wallet or a trading platform.
- Not
An investment manager. We do not manage investments or give market opinions.
- Not
Instant. We say same day or next day because that is what we can stand behind.
Compliance on every transaction.
Every transaction goes through KYC/AML checks and, when required, a source-of-funds review. Every payment comes with a confirmation the recipient can rely on. Every engagement closes with a complete file that your bank, your lawyer and your accountant can use.
Tell us where your money is and where it needs to go.
In a short call we go over your transaction, your dates and the countries involved. You get a written quote before anything moves.